Set up pension for UAE and GCC nationals (GPSSA / ADPF)

Steps — on the employee

1. Under Employee, click Employees, open the employee's menu and click Edit.
2. In Pension category, choose UAE National (Emirati) — pension or GCC National — pension.
3. Choose the Emirate of the pension fund: Dubai (GPSSA), Abu Dhabi (ADPF), Sharjah (GPSSA) or Other (GPSSA).
4. For GPSSA, choose the GPSSA law (joining the workforce): new law (after 31 Oct 2023) or old law (before).
5. For Abu Dhabi, choose the Abu Dhabi fund member type: existing member (5% employee) or new member (11% employee).
6. For a GCC national, fill Nationality (country).
7. Click Save employee.

Steps — company settings

1. Under Company, click Settings, then Social Security & Pension (GPSSA / ADPF).
2. Check the GPSSA Enable box, the old-law maximum contributory wage and the optional minimum contribution salary.
3. Check the ADPF maximum contributory wage.
4. For GCC nationals, fill the employee %, employer % and optional cap for each home country.
5. Choose the Contribution wage basis: basic + contractual allowances (law default) or basic only.
6. Click Save pension settings.

What MAJA does for you

• GPSSA new law: 11% employee + 15% employer (12.5% when the wage is below AED 20,000, the government paying 2.5%), on a wage capped at AED 70,000.
• GPSSA old law: 5% employee + 12.5% employer (+ 2.5% government).
• ADPF: 5% or 11% employee + 15% employer, capped at the ADPF maximum (AED 100,000 by default).
• GCC nationals with a filled home-country row use those rates; otherwise UAE rates with a warning.
• The employee share is deducted on the payslip; the employer share is a company cost posted with the payroll.

Good to know

• Nothing is assumed: a national with no emirate, law or member type is held out of the payroll run by name until it is chosen.
• When you set or change these fields, someone whose joining date is before 1 Nov 2023 cannot be saved on the new law — choose the old law.
• Pension replaces gratuity for these employees.